Do I Have Money
A free yet invaluable tool that gives you predicated accurate daily balance for multiple accounts.
How it works
Provide the system with some initial information
- Enter your account names and balances
- Enter your income sources with amount, frequency, day and the account the income goes into
- Enter your expenditures/bills with the amount, frequency, day and the account that the bills come out of
- Enter those expenses that you want to budget for but cannot assign an exact date to such as budgeted amounts for medical, gas, food etc.
- The system will calculate a predicted daily balance for each account going forward for a year
- Helps you plan ahead for potential shortfalls in your cash flow
- Helps you pay as much as you can towards credit cards
- Helps you plan ahead for major purchases
- Provides graphs of your account balances along with statistics
Return often & update your balances
Whenever you update your account balances the system records the predicated and the actual balance for the account. A history is maintained and statistics provided that allow you to analyze your Actual spending habits vs what you budgeted.